div.divider {
background-color: #d9c832;
padding: 0px;
margin: 0px;
width: 100%;
height: 3px;
overflow: hidden;
}

div.divider#topdivider {
border-bottom: 1px solid #004e61;
}

#header {
background-color: white;
padding: 0px;
margin: 0px;
width: 100%;
/*background-image: url(/image_files/img_banner_right.png);*/
background-image: url(/image_files/img_banner_arrows.gif);
background-position: top right;
background-repeat: no-repeat;
}

#footer {
background-color: #004e61;
/*background-color: #f7f794;*/
color: white;
padding: 0px;
margin: 0px;
width: 100%;
}
#footer a:link { color: white; }
#footer a:visited { color: #888888; }
#footer a:hover { color: #f7f794; }

#left {
position: absolute;
left: 0px;
width: 190px;
color: #564b47;
margin: 0px; 
padding: 0px;
background-color: #f5f5f5;
}

#content {
margin: 0px 0px 0px 190px;
border-left: 0px solid #564b47;
border-right: 0px solid #564b47;
padding: 0px;
background-color: white;
}

#right {
position: absolute;
right: 0px;        
width: 190px;
color: #564b47;
margin: 0px; 
padding: 0px;
}